5. Sharing and Disclosure of Personal Data
ph gold does not sell personal data to third parties. In the ordinary course of operating the ph gold platform, personal data may be shared with the following categories of recipients, each of whom is bound by appropriate confidentiality and data protection obligations:
- Payment service providers: GCash, Maya, GrabPay, Coins.ph, BDO, BPI, UnionBank, InstaPay, PESONet, and eligible Visa or Mastercard card processors receive the data necessary to process a specific deposit or withdrawal transaction on behalf of the ph gold account holder. These providers process data under their own privacy policies in addition to their contractual obligations to ph gold.
- Identity verification services: Third-party KYC providers may process identity documents submitted during account verification. These providers are contractually restricted from using data for any purpose other than the verification service.
- Technology and hosting providers: Platform infrastructure, data storage, and analytics services used by ph gold may process technical data in the course of providing those services. These providers operate under data processing agreements.
- Regulatory and law enforcement authorities: ph gold will disclose personal data where required by applicable Philippine law, by court order, or by regulatory direction. ph gold will disclose the minimum information necessary to satisfy a lawful request.
- Fraud and compliance services: Shared industry databases used to detect fraud, duplicate accounts, or money laundering may receive limited identifying data for matching purposes, in accordance with applicable regulation.
ph gold does not transfer personal data to recipients in jurisdictions that do not provide an adequate level of data protection without appropriate safeguards in place. Where international data transfers occur, ph gold applies contractual and technical measures to protect the transferred data.
6. Data Retention
ph gold retains personal data for the period necessary to fulfil the purpose for which it was collected, subject to any applicable legal, regulatory, or contractual retention obligations. General retention principles applied by ph gold are:
- Active account data is retained for the lifetime of the ph gold account and for a period following account closure as required by applicable law or regulation — typically five to seven years for financial transaction records.
- Identity verification documents are retained for the period required by applicable anti-money laundering and know-your-customer regulation in force at the time of collection.
- Support communications are retained for a period sufficient to resolve the relevant matter and any reasonable period following closure of the support case.
- Technical and session data is retained for a shorter operational period and is subject to regular deletion or anonymisation cycles.
When personal data is no longer required and no retention obligation applies, ph gold will delete or irreversibly anonymise that data in a secure manner.
7. Cookies and Tracking Technologies
ph gold uses cookies and similar technologies on the phgold.best website. Cookies are small text files stored on your device when you visit a website. ph gold uses cookies for the following purposes:
- Essential cookies: Required for the ph gold platform to function correctly, including maintaining your login session, remembering account preferences, and enabling secure transactions. These cookies cannot be disabled without affecting platform functionality.
- Analytics cookies: Used to collect aggregated and anonymised data about how visitors use the ph gold website, including page views, session duration, and navigation patterns. This information is used to improve the platform.
- Security cookies: Used to detect and prevent fraudulent access, bot activity, and suspicious behaviour on the ph gold platform.
You may manage cookie settings through your browser preferences. Blocking essential cookies may prevent parts of the ph gold platform from working correctly, including login and payment functions. ph gold does not use third-party advertising cookies or social media tracking pixels.
No Advertising Tracking
ph gold does not use third-party advertising networks or social media tracking pixels on this website. Cookies used are limited to essential platform functions, security, and internal analytics only.
8. Data Security
ph gold implements technical and organisational security measures to protect personal data against unauthorised access, disclosure, alteration, or destruction. Measures in place include access controls restricting personal data to personnel and systems with a legitimate operational need, encryption of data in transit, regular review of security practices, and procedures for identifying and responding to data incidents.
No internet-based platform can guarantee absolute security against all possible threats. ph gold encourages members to protect their own accounts by using a unique password not shared with any other service, never disclosing login credentials or one-time verification codes to anyone, logging out of ph gold sessions on shared or public devices, and reporting any suspected unauthorised account access to ph gold support immediately at support@phgold.best.
Where a personal data breach occurs that is likely to affect member rights, ph gold will take appropriate steps including notification to affected members and, where required by applicable law, to relevant regulatory authorities.